Equipment & machinery
Tractors, combines and other gear can be bought outright, leased or financed. Our guides explain the trade-offs so you can compare options with confidence.
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Services
Financement
Un financement adapté à la ferme.
How REALM helps
Understand your options for equipment, land and working capital, and connect with finance professionals who know agriculture.
Plain-English guides in the newsletter
Short explainers on equipment finance, leasing, land loans and working capital: what the terms mean and what lenders usually look for.
Introductions to finance partners
Tell us what you are trying to fund and we can put you in touch with finance professionals who understand farming. Any arrangement is between you and them.
Seasonal cash-flow tips
Practical ideas for planning around harvest, sale and input-cost cycles, so the lean months are easier to manage.
REALM does not provide credit or financial advice. Loan applications are made with and handled by Pay In Time Finance.
Talk to a real person
Call +61 419 182 804 or email [email protected].
Lun.–ven., 9 h–17 h, heure de l’Est australien (AEST/AEDT)
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realmgroupcanada.org/services/finance
Call +61 419 182 804 · [email protected]
Our sister brand
Ready to apply? Pay In Time Finance
Pay In Time Finance is part of the REALM family. Apply online for equipment, machinery, land or working-capital finance, or tell their team what you need first.
You will leave the REALM website. Applications are assessed by Pay In Time Finance, not REALM.
What you can fund
Land & property
Buying, expanding or refinancing a farm is a long-term commitment. Learn the questions worth asking before you sit down with a lender.
Working capital
Farm income arrives in waves. Understand the ways to cover seed, fertilizer, fuel and wages between harvests without over-stretching.
Good to know
Common questions about finance
Quick answers from our FAQ. Still stuck? Ask the Chat Assistant or give us a call.
Do you offer finance?
Yes, through our sister brand Pay In Time Finance: you can apply online for equipment, machinery, land or working-capital finance on their website. We also share plain-English finance guides in the newsletter. REALM itself does not give credit or financial advice. Apply with Pay In Time Finance →
Is membership free?
Yes. Joining REALM is free. One REALM account lets you read the Newsletter, join the REALM community on REALM Connect and list items on the marketplace.
How do I contact REALM?
Email [email protected] or use the contact form. You can also call REALM’s head office in Australia on +61 419 182 804 (from Canada dial 011 61 419 182 804; international call rates apply). Contact us →
Other services
Immobilier
Terres agricoles, pâturages et maisons de campagne offerts par les propriétaires et des agents titulaires d’un permis.
En savoir plus
Encans
Ventes de ferme et de dispersion, encans de machinerie et de bétail, et leurs résultats.
En savoir plus
Bétail
Bovins, moutons, chèvres et plus, avec les détails d’enregistrement vérifiés.
En savoir plus
Machinerie
Tracteurs, moissonneuses-batteuses, presses à balles et équipements de vendeurs de confiance.
En savoir plus
Communauté
Des groupes, des commentaires et des liens avec des agriculteurs du monde entier.
En savoir plus
Agriculture
Foin, aliments, semences et produits, avec des conseils pratiques de culture.
En savoir plus